A Comprehensive Insurance is a type of car insurance that covers damages of your car due to fire, vandalism, or an accidental bumper. It also helps you replace your car when it is proven stolen or lost. A comprehensive insurance helps you to pay for the replacement or repairing your car when you are in an accident that involves the given statement on how to avail this kind of insurance. Collision and Comprehensive Insurance are not the same because Comprehensive Insurance does not cover collision and medical bills of you or for your passengers. Now you know why it is also good to sign up for Comprehensive Insurance and not just a Collision Insurance. Comprehensive Insurance can help you with the small things that mostly happen to your car or any automobile.