When encountering an accident, and you have caused injuries to your passengers or yourself, you must responsibly pay for all the medical bills because you were the one driving and handling the wheels driving down the streets. In having your own Medical Insurance, you must know the essential things within its coverage. A Medical insurance is essential because it helps you with all your financial problems when you don’t have enough money to pay for all the bills and the medicines you need to intake so that you can recover fast and be on a good condition again. Medical Insurance is what a driver must have for protection if in case there will be injury while driving. One can surely use the medical Insurance for medications.