An Uninsured Motorist Coverage Insurance would help you with medical bills or car repairs if you were accidentally involved in car hit which caused damage and injury with a driver who has no car insurance. It is also essential when you are required to ask the other party for money for repairing and paying for all the damages the driver has caused you and your inconvenience. Uninsured Motorists Insurance is a big help to you when being involved in this kind of situation. This way, you won’t have to spend a penny by paying and replacing all the materials and resources that have been damaged. But if the police or any government employee had proof that you were the one who has the fault, then you will pay for all the damages that you caused.