Getting into an accident on the way and you happened to slam another vehicle. Your Insurance will work. If there is no injury to the both involve, collision coverage will do for the damages. However, if there are injuries, the claims can be tricky. The at-fault car’s liability policy will be the one to cover the injury to the other party. If the at-fault driver or the passenger is injured, they will be covered by their Personal Injury Policy (PIP) if they have or Health Insurance policy will cover the injury. Getting into trouble especially on the road is likely happens, but being a liability if you are at-fault is the right thing. Having insurance is essential but being a carefulness driver is the best thing.